Tuesday, 12 August 2025

Gold Investment

Why Malaysians are turning to gold

Hedge against inflation and a weakening currency: Gold has a historical reputation for holding its value during times of high inflation. When the purchasing power of the Malaysian Ringgit depreciates, gold's value tends to rise, making it a popular choice for protecting wealth.

Geopolitical and economic stability: Gold is often referred to as a "crisis commodity." When there is global economic or political uncertainty, investors tend to flock to gold, driving up its price.

Portfolio diversification: Gold often has a low or inverse correlation with other major asset classes like stocks and bonds. Adding gold to a portfolio can help reduce overall risk and volatility.

Cultural and historical significance: In Malaysia, gold has a deep-rooted cultural value, often being used for jewelry and as a means of generational wealth transfer. This cultural connection makes it a more familiar and trusted asset for many.

Gold investment accounts in Malaysia are not covered by the Perbadanan Insurans Deposit Malaysia (PIDM), which protects depositors' savings.

Ultimately, whether gold is a good investment for you depends on your individual financial goals, risk tolerance, and investment horizon. It is generally recommended as a tool for diversification and long-term wealth preservation rather than a short-term speculative asset.



TESSA 12 August 2025


Friday, 1 August 2025

MERDEKA 2025

Merdeka: More Than Just a Holiday – A Reflection Through the Ages


As August 31, 2025, approaches, Malaysia gears up to celebrate Merdeka Day, our Independence Day. For many, it's a welcome federal holiday, a chance to step away from work – though not everyone gets the day off. While the vibrant parades and large-scale celebrations might not stir the same level of excitement in all of us as adults, the true spirit of Merdeka runs deeper than just a day off.

For those of us who've outgrown the enthusiasm for attending the Merdeka parade in person, the day often transforms into a more relaxed affair. Perhaps it’s a leisurely lunch out, a bit of window shopping, or simply gathering with family to watch the parade unfold on television. The fanfare may change, but the essence of the day remains. Here in Shah Alam, for instance, a trip to a local mall like AEON Mall Shah Alam or Central i-City for some window shopping and a relaxed lunch is a perfectly enjoyable way to spend the public holiday.

From Kindergarten Chants to Teenage Freedom

The word Merdeka has been ingrained in us since our earliest days. Even in kindergarten, long before we fully grasped its historical weight, the word itself resonated. Back then, our young minds formed their own interpretations. For many small children, Independence Day is inextricably linked with the rousing melodies of patriotic songs. As August approaches, they know it's time to belt out classics like "Jalur Gemilang" and "Tanggal 31," their innocent voices filled with a burgeoning sense of national pride.

As we navigated our teenage years, the meaning of Merdeka took on a different, perhaps more immediate, form: temporary freedom. It was the joyous liberation from textbooks and teachers after gruelling final exams. Beyond the history lessons in school, some of us enthusiastically participated in Merdeka Day activities – choir competitions, essay writing contests, poster drawing, and other engaging programs that made learning about our nation's independence a more interactive experience.

An Adult's Abstract Appreciation

Now, as adults, our understanding of Merdeka has evolved into something far more abstract and profound. We recognize that Merdeka encapsulates the very essence of our nation. It's a time when we begin to truly appreciate the immense devotion and sacrifice of previous generations, those who fought tirelessly to secure the freedom we now enjoy. The initial, simpler interpretations of our youth give way to a deeper, more nuanced gratitude for the peace and sovereignty we inherit.

While our celebrations may not be as outwardly boisterous as they once were, the spirit of Merdeka remains a powerful, internal force. It's a quiet acknowledgment, a deep-seated appreciation for our nation's journey and the enduring legacy of independence. The true essence of Merdeka, we believe, should reside within our hearts and souls, a constant reminder of the gift of freedom and the responsibilities that come with it.



HAPPY MERDEKA DAY.
TESSA 1 August 2025

Wednesday, 12 March 2025

Juhaichi

 Death Of A Pet



Yesterday evening, I had to say goodbye to my beloved cat, Juhachi. For fourteen years, he was my steadfast companion. I adopted him from an animal shelter, and he quickly became an irreplaceable part of my life.

Juhachi, whose name means 18, was a magnificent mixed Persian cat. His most striking feature was his beautiful blue fur, a soft, calming color that perfectly reflected his gentle nature. He possessed a handsome, regal bearing, even with his endearing stubborn streaks. Yet, beneath that independent spirit was a heart of pure loyalty. 


He had a way of being present, of knowing when I needed comfort. A quiet purr, a gentle head nudge—these were his ways of showing his unwavering affection. He was a constant, comforting presence in my home.

A few months ago, we learned that Juhachi was battling kidney problems. Despite this, he remained the same loving cat he had always been. We cherished every moment we had left together.

Fourteen years with Juhachi created a lifetime of cherished memories. Every corner of my home holds a piece of him: the warm spot on the couch where he loved to curl up, the sunlit windowsill where he'd watch the world outside, and the memory of his soft, rumbling purr. 


He wasn't just a pet; he was family. Juhachi, my beautiful blue companion, you brought so much joy and love into my life. The void you've left is profound, but the memories we shared will forever be held close to my heart.

Goodbye, my handsome, stubborn, and loyal friend. You will be deeply missed.



Tessa Yusoff
25 Feb 2024

Juhachi: #shortstories #deathofapet #companion #family

Gold Investment

Why Malaysians are turning to gold Hedge against inflation and a weakening currency: Gold has a historical reputation for holding its value ...